Financial Growth | Investments

Unit Trusts

What is a Unit Trust?

A unit trust allows multiple investors to pool their money into a diversified portfolio of assets like stocks, bonds, or property. In return, investors receive “units” that represent their share of the trust. Unit trusts offer diversification, reducing risk compared to investing in a single asset with the value of each unit changing with the performance of the assets.

FactorDescriptionNotes
TermThe amount of time the money would need to be invested for.​3+ years recommended minimum. No fixed term.
RiskThis is your risk appetite which we determine through a risk analysis questionaire.​Dependant on the individual’s risk appetite.​
LiquidityLiquidity refers to the speed at which the funds can be be made accessible for use at little to no cost.​Easily accessible (within 7-days)
TaxThis refers to the amount of tax you will incur on the growth of your investment.​Investor responsible for paying tax on growth of their investment.​
InflationBecause inflation is linked to the cost of living, your investment growth needs to exceed inflation.​Returns will exceed inflation, if growth exceeds inflation.​

Book AN appointment

Our financial advisors are here to help you select the right investments tailored to your unique goals and risk tolerance. We partner with reputable fund managers and leading financial institutions to ensure your investments are safe, secure, and aligned with your financial goals. Whether you need guidance on withdrawing funds or adjusting your contributions, we’re always available to provide the support you need to stay on track and are legally required to meet with you at least once a year to review your portfolio, ensuring it stays aligned with your objectives.

Sheldon M. Botes

Financial Advisor at Fable Wealth (Pty) Ltd.

Qualifications

Bcomm (Economics)
University of KwaZulu-Natal

Bcomm Hons (Management)
Independent Institute of Education

PGD Financial Planning
University of the Free State

RE1 & RE5
Regulatory Exam

Contact details

Phone:
+27 33 940 2253

Email:
sheldon@smbfinance.co.za